If you have an idea for a business, along with some means by which to invest in the project, a call to our office could be warranted.

Initially we will work with you in assessing your idea, likely through reviewing your business plan or helping you to develop one. We will also identify areas that you will have to address in proceeding with a loan application. Upon these areas being addressed, your loan will be presented to and reviewed by our Board of Directors. A small application fee is required which is retained by the KLCFDC if we approve the loan. However, in the event the loan is not approved, the application fee is fully refunded.

Perhaps you are looking to expand your business or require financing to replace existing equipment or vehicles. Maybe you have decided to purchase or build your own building or plant. You may also be considering refinancing or consolidating all your existing debts in an effort to reduce your current payments. A call to us could assist you with your plans.

We would arrange a meeting to discuss your plans and if they meet our lending criteria, a site visit to your place of business could be set up. We take a real interest in your business and in this regard, we want you to have the opportunity to show us the success your business has achieved to date along with your future ideas. From there, we will look to gain whatever other information we need and then process your application for review and approval by our Board.

For an appointment, please contact Mitch DeLenardo, our Business & Loans Officer @ 328-0261.